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Refinancing means renegotiating the terms of your loan, whether to lower the interest rate, change the repayment period, increase the amount of the loan, or switch to an adjustable-rate loan from a fixed, or vice versa. A new mortgage pays off the old one, and you begin making payments based on your new payment schedule and terms.
MortgageTube
How Long Will Low Mortgage Rates Last?Sep 02, 2010
Rodney Anderson of Rodney Anderson Lending argues one new bank opening is a sign that lending is tight.
Mortgage Fraud Up 17%Sep 03, 2010
Interthinx Vice President Ann Fulmer breaks down what you can do to fight mortgage fraud.
Today's Mortgage Rates: Which home loan is best?Aug 27, 2010
Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. www.mylendingplace.com
Mortgage Servicers' SecretAug 30, 2010
The secret mortgage servicers don't want you to know is they can make MORE money off of homeowners when they keep your loan in default. A former employee of loan servicer EMC tells the inside story why so many people can't get their loan out of default.
Peter Schiff Mortgage Bankers Speech Nov/13/06Sep 04, 2010
My Mortgage Bankers Speech from Nov 13th 2006 is now in one video clip. I gave this presentation at the the Western Regional Mortgage Bankers Conference in Las Vegas. There were over 2000 mortgage bankers in attendance. I also made similar comments when I addressed this conference a year earlier in 2005 at the height of the real estate bubble. For those people who said no one saw it coming, this presentation is a real eye opener. Let's see if we can get this clip to go viral. Thanks to a YouTuber called "csabasand" here is a full transcript: www.csaba.se also check me out on www.facebook.com and twitter.com
Protect Yourself From Mortgage FraudAug 27, 2010
In this new web commercial from Freddie Mac, learn to spot a foreclosure scam and find out how to avoid becoming victim to home foreclosure fraud. (Follow this link for a Spanish version: www.youtube.com/watch?v=qQQJ6unRYaY)
What is a Fixed Rate Mortgage?Sep 04, 2010
What is a fixed rate mortgage loan? A fixed rate mortgage means the borrower has the same monthly payments on the mortgage every month. Fixed rate mortgages are repaid within a specific time frame (10, 15, 20 or 30 years). Watch this Expert Real Estate Tips segment for all you need to know about fixed rate mortgages.
ROAD TO RUIN: Mortgage Fraud Scandal BrewingAug 27, 2010
Criminal fraud may be the most underreported aspect of our current financial crisis. In this "Road to Ruin" report, former subprime lenders from Ameriquest, once the country's largest lender, describe a system rife with fraud. They describe how a "by-any-means-necessary" policy pushed employees to cut corners and falsify documents on bad mortgages and then sell the toxic assets to Wall Street banks eager to make fast profits.
Mortgage-backed securities IISep 03, 2010
Part II of the introduction to mortgage-backed securities
Are you one of those people who love to take another mortgage other than the ones you have already had Or are you planning to take one yourself for the first time
Home Mortgage ' Ways to Achieve Bad Credit Home Mortgage Loans
As soon as you want to get a mortgage for bad credit, there are a few choices, which you can decide on Earlier than you obligate to something, it is essential that you are familiar with your choices and spend a moment or two considering on this significant choice
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